Money

Our family has had to dramatically change the way that we spend, for several different reasons. I have been working on simplifying my life in many areas, and fortunately, that does end up saving a bit of money. I believe one of the best ways to save money is to be mindful of where your money goes. Write down your expenses, keep a budget, plan ahead. Nothing earth-shattering, but here are a few practical ways to start saving money: 1. Plan out meals for the week and stick to your grocery list. This takes about 15 minutes a week of planning per week for me. I also have a menu list of about 20 items, so when I don’t feel creative, I just check […]

College has ended. You’ve donned the cap and gown, walked the aisle, and now have your degree in hand. You are ready to face the world, get that grown-up job, and build your future… Except for one, small—or oftentimes, very large—thing. You’re exiting that university with a big bill you have to pay: your student loans. You are not alone. According to the credit reporting service, Experian, 40 million people have at least one student loan with the average debt of $29,000.1 Joining the ranks of borrowing in order to get you through college may have seemed like a good idea at the time, but graduation day (or soon after) the debt you face looks daunting. Like any other financial challenge in life, your next